Funds, Trusts, and Annuities

Gifts through funds, trusts, and annuities are unique ways to make an impact on St. Bernard’s. We encourage you to consult with your legal and financial advisor to choose a gift that works best for you and your interests. It is important that you inform us of any gifts, now or set for the future, so that we can ensure proper usage and stewardship of your gift!

Endowed Gifts

An endowment gift is a truly unique and incredibly impactful way to secure the future of St. Bernard’s. Endowment donations are invested- a portion of the annual income from the investment is used to address immediate needs at St. Bernard’s or the need specified in the fund. The remaining funds are reinvested to ensure indefinite support.

St. Bernard’s currently holds multiple endowed (restricted and non-restricted) funds, that are the primary funding source for scholarships, academic research and writing, events, our beautiful campus, and the life of our School. Gifts can be made to one of these funds by contacting the Director of Development.

St. Bernard’s also welcomes individuals who would like to establish an endowed fund at St. Bernard’s. This is a personal experience that can be tailored towards your goals and the future of St. Bernard’s. We encourage you to contact the Director of Development.


Charitable Gift Annuity

A charitable gift annuity allows you to make a gift to St. Bernard’s while also providing you income in retirement. In a charitable gift annuity you agree to make a gift to St. Bernard’s and in return we pay you a fixed amount each year for the rest of your life. The balance of the gift is used by St. Bernard’s and you can also qualify for tax benefits and charitable deductions.

Charitable gift annuities can be funded with cash, stocks and securities, real estate, and other donor advised funds.


Charitable Remainder Trust

A charitable remainder trust is ideal for large estates and donations. It is a gift that provides you with income each year, for up to 20 years, from the assets that you place in the trust. At the end of the trust term, the balance of the trust is given to St. Bernard’s.

An annuity trust pays you the same dollar amount each year, regardless of fluctuations in the assets placed in the trust. A unitrust pays you a variable amount based on a fixed percentage of the fair market value of the assets in the trust. A trust can be established with cash, stocks and securities, real estate, retirement plans, and other assets.


Charitable Lead Trust

A charitable lead trust allows you to make an impact on St. Bernard’s now while also providing for your family later. It is a gift that provides St. Bernard’s with payments over a set period of time. At the end of the trust term, the balance of the trust is transferred to your family or other beneficiary.

A charitable lead annuity trust pays St. Bernard’s the same dollar amount each year, regardless of fluctuations in the assets placed in the trust. A unitrust pays St. Bernard’s a variable amount based on a fixed percentage of the fair market value of the assets in the trust. A trust can be established with cash, stocks and securities, real estate, retirement plans, and other assets.


Donor Advised Fund

A DAF- donor advised fund- is like a charitable savings account where you can recommend how much and home often money is granted to St. Bernard’s (or other charities). You can also secure your legacy by naming St. Bernard’s as the beneficiary of all or a percentage of the fund. With a percentage, you can create a family legacy of giving by naming your loved ones as your successor to continue recommending grants to charitable organizations. Your fund administrator can assist you in this process. A donor advised fund can be established or contributed to with cash, stocks and securities, real estate, retirement plans, and other assets.